SWIFT has the following roadmap for CBPR+:

For Exception & Investigations

• To send/receive camt.110/111 (end of In-flow translation) through Case Management
• To exchange payment cancellation messages through Case Management (SRP) over FINplus only

For Statement and Reporting Messages

• End of coexistence planned for SR2028
• Mandartory to receive as of Nov 2027. Automatic bootstrap of all MT9xx relationships based on traffic. FIs must ensure they engage with their counterparts ahead of this date to agree on formatting / reconciliation requirements.
• FIs are strongly encouraged to develop the ability to send camt.xxx messages for Nov 2027 to achieve the end of coexistence in Nov 2028

For Payment Initiation

• Adoption of ancillary messages (pain.002, camt.029/055) subject to bilateral agreement but must be completed by Nov 2027 (inline with E&I payment cancellation timeline)

For Direct Debit & Margin Collection

• The community should migrate by SR 2028 (ability to enforce the end of coexistence will depend on community adaption)

For Charges

• The community should migrate by SR 2028 (ability to enforce the end of coexistence will depend on community adaption)

• Legacy system incompatibility
• Complex message transformation requirements
• Regulatory pressure and deadlines
• Testing and certification demands
• Operational continuity risks
• Resource and expertise shortages

IFIS specializes in software development for the banking and financial services industry, with a focused practice around SWIFT ISO 20022 implementation, integration, and support. We have helped institutions move through this roadmap without disrupting the systems they depend on today.

Core Competencies:

• SWIFT ISO 20022 solutions
• Financial messaging systems
• Banking middleware and APIs
• Core banking integrations
• Compliance and regulatory technology
• Cloud-native financial applications
• Enterprise modernization

Our offerings:

• SWIFT ISO 20022 Consulting and Assessment
• SWIFT ISO 20022 Sofware Development
• System Integration Services
• Testing and Compliance Support
• Managed Support and Maintenance

IFIS specializes in software development services tailored specifically for the banking and financial services industry, with a strong focus on SWIFT ISO 20022 implementation, integration, modernization, and support.

Banking Domain Expertise
We understand the operational, regulatory, and security requirements unique to financial Institutions.

Specialized SWIFT ISO 20022 Knowledge
Our team focuses specifically on financial messaging transformation and payment modernization.

Security & Compliance Focus
Solutions are designed with enterprise-grade security, auditability, and compliance standards.

Flexible Engagement Models:

• Project-based delivery
• Dedicated development teams
• Staff augmentation
• Managed services

Client-Centric Delivery
We align technical implementation with business objectives and operational priorities.

By partnering with IFIS, client can expect:

• Accelerated SWIFT ISO 20022 readiness
• Reduced migration risk
• Enhanced operational efficiency
• Stronger regulatory compliance
• Future-ready payment infrastructure
• Lower long-term maintenance cost